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 | Abbey National
 Useful for: Current accounts with competitive interest rates; Cashcards; Switcher service for changing direct debits and standing orders; Sweep facility to move money from bank account to savings account; Young people accounts.
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|  | Bank of Scotland International
 Useful for: Offshore current account; Operated from, jersey, isle of man, hong kong; Cheque book, multi function debit card, pays standing orders and direct debits; Variable interest paid monthly; Internet banking; Minimum opening balance £5,000; Downloadable application form.
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|  | Smile.co.uk
 Useful for: Smilemore current account with free overdraft and various discounts; Smile current account with special rates for other smile accounts and free overdrafts; Student accounts.
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|  | Norwich and Peterborough Building Society
 Useful for: Interest on credit balances; £100 cheque guarantee card; £500 overdraft facility; Internet banking; Phone bill payment facilities; Post account facility if required; Free banking when in credit; Phone and branch application.
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|  | Ulster Bank
 Useful for: Various accounts; Cashcards, chequebook and servicecards; Overdraft facilities; Standing order and direct debits; Some accounts offer discounts on hotels, holidays and other offers.
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|  | The Woolwich
 Useful for: £100 free overdraft; Visa delta card with £100 cheque guarantee limit; Upto 12 attached savings pots ie, car, holiday; Sweeping facility to transfer surplus funds into savings account, then back; Choice of banking, internet, digital TV, WAP, branch and ATM; 24 hour phone banking; Online application.
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|  | Bank of Scotland
 Useful for: Personal, business, students, graduates and treasurers accounts; Cashcards, interest bearing; Free overdrafts on student and graduate accounts.
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|  | Intelligent Finance
 Useful for: Interest applied to all credit balances; Switch card and cheque guarantee facility; Overdraft facility; Internet or telephone account management.
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|  | First Direct
 Useful for: Introductory 0% balance transfer rate; Competitive APR; Internet banking access; Monthly Visa offers.
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|  | Bank of Ireland
 Useful for: Traditional current account with 3 in 1 card, free banking, direct debits and standing orders, overdraft facilities, additional benefits; Moneymover account for 12 to 19 years olds; Student and graduate accounts; Basic bank account.
| Locations: | Northern Ireland
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